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Freelancers and the self-employed in Germany aren't automatically insured. Your options — Public health insurance (GKV), Private health insurance (PKV), Expat health, Long-term expat health, KSK, or a cooperative —…

Health insurance options for freelancers and self-employed people in Germany

We have a way that you can get into the public health insurance system that might just work for you.

Are you freelancing in Germany and would like to get access to public insurance?

General guidance on health insurance if you live in Germany but work for a company or clients based abroad — covering freelancers, employees on a foreign contract, and people posted…

I live in Germany but work for a company or clients outside of Germany — what health insurance do I need?

What is voluntary public health insurance and how much does it cost?

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