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Can I get an A1 or S1 form with expat health insurance?

Expat health insurance cannot issue an A1 or S1 form for use within the EU/EEA. Only statutory health insurance, whether public or full private, can provide these forms.

Written by Manon

An A1 or S1 form cannot be issued under expat health insurance coverage. Both forms are tied to EU/EEA social security coordination rules and can only be issued through statutory health insurance, which includes public health insurance and full private health insurance registered within the EU/EEA social security system. Expat health insurance sits outside this system, since it's designed for international coverage rather than participation in a specific country's statutory scheme. The A1 form confirms which country's social contributions apply during a temporary work assignment within the EU/EEA, while the S1 form grants access to healthcare in an EU/EEA country other than the one where a person is insured. Someone moving permanently to a new EU/EEA country while on expat insurance will typically need to either join that country's public healthcare system if becoming employed there, or sign up for new expat health insurance if not eligible for public coverage.

Can I get an A1 or S1 form with expat health insurance?

An A1 or S1 form cannot be issued under expat health insurance coverage. Both forms are part of the EU/EEA social security coordination system and are only available through statutory health insurance, which includes public health insurance and full private health insurance registered within that system. Expat health insurance falls outside this system because it provides international coverage rather than membership in a specific country's statutory scheme, which is why it cannot issue these forms. Anyone who needs an A1 or S1 form for a work assignment or a permanent move within the EU/EEA needs to be enrolled in a statutory health insurance plan instead.

What is an A1 form?

An A1 form is a certificate that confirms which EU or EEA country's social security contributions apply to a person while they work temporarily in another member state. It's typically used by posted employees and self-employed workers to avoid paying social contributions in both their home country and the country of the temporary assignment. The form needs to be requested before the assignment starts and must be available from the first day of work in that country.

What is an S1 form?

An S1 form is a certificate that grants access to healthcare in an EU or EEA member state other than the one where a person is insured. It's commonly used by cross-border workers, posted workers on longer assignments, and pensioners who move to a different member state within the EU or EEA. The form is requested from the insurer in the country of insurance and presented to a healthcare provider in the country of residence or work.

What happens to my expat health insurance if I move to a new EU country?

Someone moving permanently to a new EU country while on expat health insurance generally has two options. If they're becoming employed in the new country, they will typically need to join that country's public healthcare system, since this is often a requirement for employees. If they're aren't eligible for the new country's public healthcare system, they will need to sign up for a new expat health insurance policy in that country. More detail on this process is available in Continuing your expat health insurance when moving to another EU country.

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