One major benefit of the public insurance scheme is that it allows for free coverage of dependents, if certain conditions are met.
Who can be covered under my policy?
Spouse or your civil partner under the Civil Partnership Act
Biological and adopted children, up to a certain age limit
Children of family-insured children
Stepchildren and grandchildren living in the household
Foster children, provided they are not being cared for professionally
Children can be dependents to family insurance:
Until their 18th birthday
If they are not yet employed by their 23rd birthday
Or until their 25th birthday if they still go to school, do vocational training without pay, study, or do a voluntary social or ecological year or a youth voluntary service abroad without pay
A spouse or civil partner can be a dependent as long as their income is under €470 per month. Once their income passes that threshold, they have to get their own policy.