Expat health insurance does not cover all pregnancy care. The conditions for pregnancy coverage are very specific and only offered on our premium expat plan.

If you get pregnant after you have been on the premium expat health insurance policy for at least six months, then the costs of routine prenatal examinations and childbirth will be covered. Read more about that here.

If you are pregnant when you start your coverage (or before the 6 month minimum on the premium plan), then routine prenatal visits and delivery are not covered.

Coverage is, however, still available for unexpected medical issues and emergencies relating to your pregnancy that were not apparent before the start of coverage. These may include:

  • Visits to the doctor or hospital caused by pregnancy-related pain or other acute urgent matters;

  • Medically necessary termination of pregnancy;

  • Pregnancy loss;

  • Premature delivery (before the 36th week of pregnancy).

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