In order to enroll in a German university, you must provide proof of valid health insurance. If you're a student who has moved to Germany from another country in Europe, then there are two ways of getting covered.
Method 1: Stay on your home insurance by requesting a confirmation from a public provider
Due to social agreements between Germany and countries from the EU, Norway, Liechtenstein, Iceland, Switzerland, the UK, Serbia, Montenegro, Bosnia and Herzegovina, Turkey, Tunisia, or Macedonia, students from these countries are allowed to stay on their home insurance for the duration of studies. Why? Insurance always follows the land of permanent residence, and since studies are limited in time and eventually end, it is considered that students still have their permanent residence and focus of interest in their home country where they will eventually return after studies. Keep in mind that you always need to first confirm with your home insurance provider under which conditions they will cover your stay in Germany.
If you decide to stay in Germany after your studies, no worries, you can easily switch to German insurance at that point.
If you start working during your studies (mini job, working student) you will have to switch to German insurance. More info in our article on working students.
If your home insurance ends at any point during your studies, you can easily switch to German student public insurance.
So if you want to stay on your home insurance, your university will require confirmation of your home insurance (M10 Meldung). It can only come from public insurance. So what do you need to do: we are not public insurance so please reach out to TK at [email protected] and send your basic details together with a photo of your EHIC/GHIC/AT11 or another respective document according to your country. TK should send an M10 to your university within a week, and you can get enrolled in university:)
Method 2: Sign up for public health insurance in Germany
If you moved your permanent residence to Germany, or you want to start working right away while studying, you will have to sign up for German health insurance from the start. So if that is the case, you should apply for public health insurance. Keep in mind that you are only eligible for German student public health insurance if you are under 30 years old.
If you are above 30 years old at the time of signing up, you can still stay on your home insurance by following the above-mentioned method or sign up for our expat health insurance. Keep in mind that an exemption letter could, in both cases, still be required by the university. You can find more info in our article on exemption.