Expat insurance (also called "incoming insurance") is short-term coverage that protects you from accidents, emergencies and new illnesses while living in Germany.

This kind of care does not cover routine check ups or treatment of pre-existing or chronic diseases. That's why it's the cheapest out of the insurance options in Germany and also why we only recommend using it for a short period of time. Furthermore, if you are eligible for public or private health insurance, then we would almost always recommend you choose one of these options instead to make sure that you are fully covered.

Expat insurance can be used for up to 5 years from the date you entered Germany. If you intend to stay in Germany longer than 5 years, then you can learn about eligibility and upgrading to public insurance or private insurance here.

Need an expat health insurance plan to get started in Germany? You can sign up here.

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