Who is covered under my personal liability insurance policy?
Personal liability insurance coverage depends on the chosen tariff option. The single tariff covers only you. The partner tariff covers you and your romantic partner if you live together. The kids and family tariff covers you, your partner, children living with you, and parents who live with you or in a retirement facility in Germany.
Who is covered under the Single tariff for personal liability insurance?
The single tariff covers you alone for accidental damages you may cause to others. It costs €4.94 per month.
Who is covered under the partner tariff for personal liability insurance?
The partner tariff covers you and your romantic partner if you live together, regardless of marital status. It costs €6.58 per month and provides full coverage for both individuals.
If you don't live at the same property and are unmarried, you'll need your own insurance policies.
Who does the kids and family tariff cover under personal liability insurance?
The kids and family tariff provides coverage for you, your partner, all children living with you, and older parents who live with you or reside in a retirement facility in Germany. This coverage costs €8.94 per month.
Is marriage required to qualify for coverage under the partner tariff?
Marriage is not required to qualify for the partner tariff; you must simply live together at the same address.